You Have Other Health Insurance and Wish to Waive the Premier Plan
Eligible students are mandated and charged the student rate for the applicable Term of Coverage. Students who submit a waiver during the applicable Open Enrollment Period will have the entire student rate refunded on their Student Account, upon approval. Prorated refunds are not granted.
You may waive the Premier Plan offered by the University during your applicable Open Enrollment Period, if you have other adequate health insurance that meets the following criteria:
- Coverage with an unlimited benefit maximum;
- A Plan that has coverage in the Washington, D.C. metropolitan area;
- A Plan that has coverage for inpatient and outpatient medical treatment;
- A Plan in effect no later than the last day of your applicable Open Enrollment Period; and,
- A Plan that will remain in effect for the remainder of your Academic year.
Students holding a J1 or F1 visa will be required to purchase the Premier Plan with only a few exceptions. Exceptions will be made if you are covered under an employer or embassy group plan. To obtain an exception, complete the waiver survey in MyAccess then e-mail a copy of your Certificate of Coverage, issued by your insurance company, to firstname.lastname@example.org. The Certificate of Coverage must indicate that your plan meets the criteria listed above and that the employer or embassy group plan benefits:
- Cover medical evacuation to your home country at 100%; and,
- Have a deductible that does not exceed $500 per illness or injury.
Individual plans, short term plans, temporary or suplementary riders, and/or travel plans will not be considered acceptable other coverage for waiving the Premier Plan.
Documentation of Other Coverage for Your entire academic Year
In addition to submitting an online waiver, additional proof of coverage may be requested, such as a Certificate of Coverage issued by your insurance company and written in English. A Certificate of Coverage is a 1 to 5 page document provided by your insurance company summarizing your benefits and your dates of coverage. Obtaining a Certiicate of Coverage may take several weeks to obtain and must:
- Indicate that the coverage will remain in effect for the entire academic year, beginning no later than the last day of your applicable Open Enrollment Period - September 15, or January 31;
- Indicate coverage for inpatient and outpatient treatment;
- Itemize coverage and indicate an unlimited benefit maximum;
- Clearly differentiate the required medical coverage from optional accidental death and dismemberment coverage;
- Indicate coverage for non-emergent care in the Washington D.C. metropolitan area; and
- Specifically states coverage amounts in U.S. dollars.
All waiver questions must be answered and are subject to approval by the GU Student Health Insurance Office. To confirm approval of your waiver and the Student Health Insurance charge has been removed from your student account, please log into "MyAccess".