You Have Other Health Insurance and Wish to Waive the Premier Plan
If you are eligible to enroll into the Premier Plan, you will be mandated to enroll in the plan and your student account will be charged the student rate, per your applicable Term of Coverage . If you submit a waiver during your applicable Open Enrollment Period, the entire student rate will be refunded, upon approval. Prorated refunds are not granted.
You may waive the Premier Plan offered by the University during your applicable Open Enrollment Period, if you have other adequate health insurance that meets the following criteria:
- A Plan that has coverage in the Washington, D.C. metropolitan area;
- A Plan in effect no later than the last day of your applicable Open Enrollment Period;
- A Plan that will remain in effect for the remainder of your Academic Year; and is
- An Affordable Care Act (ACA) compliant plan to include:
- Essential health benefit coverage;
- In-patient and outpatient medical care;
- Maternity care;
- Mental health benefits;
- Pharmacy benefits;
- Preventive care;
- An unlimited benefit maximum;
- No internal benefit limits; and
- Immediate and unlimited coverage for pre-existing conditions.
Note: Short term plans; international medical plans domiciled outside of the US; temporary or supplementary riders; and/or, travel plans will not be considered acceptable other coverage for waiving the Premier Plan.
If you are holding a J1 or F1 visa, you will be required to purchase the Premier Plan. Exceptions will only be considered if you are covered under an employer or embassy group plan. To request an exception, complete the applicable Student Health Insurance Acceptance or Waiver Form and, per the last question, upload a copy of your Certificate of Coverage issued by your insurance company. The Certificate of Coverage must indicate that your plan meets the criteria listed above; is not an excluded plan listed in the Note above; and, that the group employer or group embassy plan:
- Covers medical evacuation and repatriation to your home country at 100%; and
- Has a deductible not to exceed $500 per illness or injury.
Documentation of Other Coverage for Your entire academic Year
In addition to submitting an online waiver, additional proof of coverage may be requested, such as a Certificate of Coverage issued by your insurance company and written in English. A Certificate of Coverage is a 1 to 5 page document provided by your insurance company summarizing your benefits and your dates of coverage. Obtaining a Certiicate of Coverage may take several weeks to obtain and must:
- Indicate specific coverage of the benefit criteria and provisions listed on this web page;
- Indicate that the coverage will remain in effect for the entire academic year, beginning no later than the last day of your applicable Open Enrollment Period - September 15, or January 31;
- Clearly differentiate the required medical coverage from optional accidental death and dismemberment coverage;
- Indicate coverage for non-emergent care in the Washington D.C. metropolitan area; and
- Specifically state coverage amounts in U.S. dollars.
All waiver questions must be answered and are subject to approval by the GU Student Health Insurance Office. To confirm approval of your waiver and that the Student Health Insurance charge has been removed from your student account, please log into "MyAccess".